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Brooks Law Legal Blog

Brooks Law Legal Blog

What To Do When Insurance Refuses To Cover An Accident That Wasn’t Your Fault

Categories:Auto Accidents

Here at Brooks Law Group, we often get phone calls from distraught car accident victims.  They were driving their vehicle, were struck by a negligent motorist, they reported the accident and their injuries to their insurance company, and their claim was denied.  The victim of the accident did everything by the book.  They operated their car in a safe manner, reported the accident to all authorities, and sought reasonable medical treatment for their injuries – only to have the insurance company refuse to pay their claim.

The main thing to remember in this type of situation is that the insurance company does not have your best interests at heart.  No matter how long you have been a customer, or how helpful they sound on the phone, the insurance company’s main goal is to minimize your settlement to save themselves money.  They often do this by extending an unreasonably low offer.  But sometimes they also deny a claim altogether, leaving the innocent driver to foot the bill for their medical care and increased insurance premiums.

Insurance companies list all sorts of reasons why they are denying a valid claim.  Sometimes it can be something as simple as an error or a police report or accident report.  Some injured victims hit a roadblock when they file a claim with their insurance carrier because the police report accidentally listed them as a passenger in a different car, or left them off the police report entirely.  The insurance company will then claim that they were never in the vehicle.  Accident victims are frustrated, getting nowhere with the insurance company, and are forced to try to find definitive proof that they were in the vehicle that day. Other times, insurance companies claim that the accident was your fault, even when you know that it was not.

The good news, however, is that Brooks Law Group is here to help.  When you are struggling with a stubborn insurance adjuster, the best thing to do is hire an attorney who will stand up for you.  We understand how insurance companies work.  We know how to argue your case, and we know when the insurance companies are breaking the law by unreasonably denying your valid claim. You shouldn’t be treated unfairly simply because you have filed a claim.  After all, this is what you have paid your insurance carrier for all these years! You have a right to file a claim for compensation for your injuries that were caused by a negligent driver.

If you were hurt in an auto accident and your insurance company denied your claim, please contact us.  We can argue your case to your insurance company and help you get your claim reopened so that you can be compensated fairly for your pain and suffering.  Please call today at 1-888-WE-MEAN-IT (1-888-936-3264) or email us at: [email protected]

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