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The Florida legislature is currently considering a bill that provides meaningful protections for Florida drivers. The bill would provide for $25,000 in mandatory Bodily Injury coverage. Florida is one of the few states in the country that currently don’t require drivers to carry Bodily Injury coverage (BI). Bodily Injury Insurance covers the insured driver if they are at fault in an accident.

What are the positives of the proposed change?

  • More Protection – It means if you are injured by another driver’s negligence you will have more protection to cover your medical bills and pain and suffering.
  • Less Cost – If you currently carry Bodily Injury coverage your actual cost of insurance will possibly go down.

Are there any negatives?

  • More Cost for some – If you do not currently carry Bodily Injury coverage, your insurance costs will rise.

This bill has bi-partisan support and appears to have support from both the plaintiff and defense bar. In my opinion, this is a step in the right direction as it will provide more protection for individuals injured on Florida Roads.

Overall, this is a thumbs-up. Please consider contacting your state legislator and/or state senator to support mandatory BI in Florida.

Stephen K. Brooks
Author: Stephen K. Brooks

Steve was born in New Orleans, Louisiana. As was the practice for new doctors his father worked day and night during his medical residency at Charity Hospital there. Steve comes from a long line of doctors. His father, his grandfather, his great grandfather, even two uncles were all specialists and/or surgeons in their chosen medical specialties, including internal medicine specialist, obstetrics / gynecology, neurosurgery and general practice / surgery. His great-great grandfather was the Surgeon General of Ohio during the Civil War.